"The Billion-Dollar Industry Between You And FEMA’s Flood Insurance"
"Cutting payments to brokers, or selling policies directly to consumers, could save millions. FEMA and insurance companies say it’s not quite that straightforward."
"Cutting payments to brokers, or selling policies directly to consumers, could save millions. FEMA and insurance companies say it’s not quite that straightforward."
"Going into overtime under the cover of a dark winter night in Dubai, climate negotiators at COP28 cooked up a weak sauce of climate half-measures that fail to adequately address the existential risk of global warming to millions of people around the globe, according to leading climate experts at the conference."
"Environmental groups and negotiators from countries that are most vulnerable to climate disasters assailed a draft of a final agreement, made public at the United Nations climate talks on Monday, that fell short of calling for a phaseout of fossil fuels."

If extreme heat seems an unusual subject for December, the new EJ InSight column reminds us that among the natural disasters sweeping 2023 were waves of devastating global highs. Yet telling that story visually is an enormous challenge, acknowledges former LA Times photo editor Silvia Rázgová, who shares insights into how to portray the seriousness of extreme heat, getting beyond the cliches and connecting (safely) with its dangerous reality.
"Ongoing catastrophic rains in Eastern Africa have been worsened by human-caused climate change that made them up to two times more intense, an international team of climate scientists said Thursday."
"Humanity faces ‘devastating domino effects’ including mass displacement and financial ruin as planet warms".
"Many of the gravest threats to humanity are drawing closer, as carbon pollution heats the planet to ever more dangerous levels, scientists have warned.
Five important natural thresholds already risk being crossed, according to the Global Tipping Points report, and three more may be reached in the 2030s if the world heats 1.5C (2.7F) above pre-industrial temperatures.
"Eight people were taken to a hospital for treatment on Monday after a toxic gas leak at Altivia Chemicals’ plant in La Porte, Texas, local officials said."
"Call me basic, but I love waking up on Thanksgiving morning and watching the Macy’s parade. Without fail, I’m enthralled by the pageantry and comforted by the tradition: the floats, the crowds, the Broadway dance numbers. Santa Claus. The last few years, though, one element has bothered me."
"The number of malaria cases rose again in 2022, propelled by flooding and warmer weather in areas once free of the illness."
"“We need protection,” one migrant at the U.S. border said. But the legal system for refugees never envisioned the millions displaced by global warming."